Frequently Asked Questions

Q: What if I have Bad Credit?
A: We specialize in persons with "all types of credit". We're not like a bank that expects a perfect credit profile. There are a few things that may cause you to be denied, such as Tax Liens, Civil Judgments or Wage Garnishments.

Q: Does Mountain Loan Centers run a credit report?
A: Yes we do. We are not looking for a credit score, but trying to protect all parties involved from fraud.

Q: How long does it take to get a loan?
A: Normally your entire loan transaction will be completed in less than 1 hour.

Q: How are the payments set up?
A: Payments are due twice a month.

Q: How much can I borrow?
A: 1st time customers can borrow up to 1 month of their salary.

Q: Does my credit line ever increase?
A: Absolutely. As you develop a good payment history with Mountain Loan Centers, your credit line will automatically increase.

Q: What if I don't have a checking account?
A: That's ok! We do not require a bank account to loan you money!